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Patents
Patent issued on February 16, 2006 on “METHOD OF CALCULATING PREMIUM PAYMENT TO COVER THE RISK  ATTRIBUTABLE TO INSUREDS SURVIVING A SPECIFIED PERIOD”
(Patent number US6999935)

Patents Pending:
1. SURVIVAL RISK INSURANCE (Patent pub. US20050267785A1)
2. METHOD FOR USING SURVIVAL RISK INSURANCE POLICY AS PART OF A SEPARATE ACCOUNT OR GENERAL ACCOUNT INVESTMENT OPTION. (Patent pub. US20080071584A1)
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